Selling Your Home

I will manage the various tasks and details of your sale to assure that your property is properly readied, priced, marketed, negotiated and carried to closing. I will be diligent and expedient every step of the way. I pride myself on being there when you need me, in the role you need me, before, during and after we get your home sold.

If you would like a no stress, no obligation, evaluation of your home to see if it is the right time for you to sell, feel free to give me a call.

I provide advice and service in these areas:

• Getting your home ready for sale inside and out.
• Setting a price that will attract the right potential buyers to get your home sold quickly
• Preparing an effective marketing plan
• Holding open houses
• Making the showing process as convenient as possible for you
• Qualifying potential buyers
• Analyzing and comparing offers
• Representing your interests during the negotiation process
• Providing counsel and advice throughout
• Monitoring the contract and deadlines
• Recommending home repair professionals
• Helping you understand the closing process
• Helping you find your next home

Documentation Needed to Apply for a Loan

1. Most recent 30 days of pay stubs.
2. Last two years Federal Tax Returns. (1040) including W-2’s.
4. Most recent two months’ asset statements for any accounts used on the loan.

Checking accounts, savings accounts, money market accounts, CDs, stock market accounts, mutual funds, and retirement accounts (401k & IRA’s).
Accounts with quarterly statements only need the most recent statement.
5. Most recent mortgage statement, homeowner’s insurance declaration page. (Refinance only)
6. Copy of driver’s license.
7. Copy of social security card for VA & FHA Loans Only
8. DD-214 for VA Loans Only.

The Importance of Getting Pre-Approved

In today’s real estate market, it’s essential to get pre-approved before starting your home search as it allows you to:

•    Understand your financial condition
•    Understand how much home you can afford before you begin your home search
•    Strengthen your purchasing power when making your offer

A full-service mortgage company with a proven and trusted track record, can help you determine your purchasing power before your home search gets underway.  The company will show you a variety of financing types (FHA, conventional, jumbo, super jumbo, etc.) and will determine how much you qualify for with each type.  Based on your desired payment level and the funds you have available, the company can determine your purchasing power and design a loan that will work for you.

•    Getting pre-approved puts you in a better negotiating position by letting the seller know you are committed and financing is not in question
•    In cases where there are multiple offers for homes, buyers who are pre-approved have a better chance of an accepted offer on the house they wish to buy.

To find out what you should take with you when you visit your lender, click here.